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Mike’s Real Estate Listings
803-1033 Marinaside Crescent | Quaywest 1 | Yaletown Condo | Vancouver West
Open House on Saturday April 18th & Sunday April 19th from 2:00 - 4:00 PM. Call Mike at 604-763-3136 to Confirm an Open House or to Schedule a Private Showing. 270 DEGREE ... View Listing Details
302 1178 Hamilton Street | The Hamilton | Yaletown | Vancouver West
Open House on Saturday April 18th & Sunday April 19th from 2:00 - 4:00 PM. Call Mike at 604-763-3136 to Confirm an Open House or to Schedule a Private Showing. Looking for a Genuine Heritage Loft in the heart... View Listing Details
3067 West King Edward Avenue | Dunbar Home | Vancouver West
This property SOLD! on February 9th 2015 for $1,678,000. in a multiple offer situation. For details call Mike at 604-763-3136 Great starter character home in the heart of Dunbar. Main floor features lar... View Listing Details
1215-161 West Georgia Street | Cosmo | Downtown Vancouver Condo | Vancouver West
This property is SOLD! For details call Mike 604-763-3136. Enjoy views of the Northshore Mtns, Burrard Inlet, & The City from this immaculate home at the Cosmo by Concord Pacif... View Listing Details
211-511 West 7th Avenue | Beverly Gardens | Fairview | Vancouver West
Call Mike at 604-763-3136 to Confirm an Open House or to Schedule a Private Showing. Welcome home to this immaculate suite at the RAINSCREENED Beverly Place in Fairview! This quiet, spacious, and ... View Listing Details
501-12 Water Street | Modern Garage | Downtown Vancouver | Gastown
Open House on Saturday April 18th & Sunday April 19th from 2:00 - 4:00 PM. Call Mike at 604-763-3136 to Confirm an Open House or to Schedule a Private Showing. Welcome home to a fully air conditioned Modernist Gastown Show Home! If you lik... View Listing Details
4003-1372 Seymour Street | The Mark | Downtown Vancouver | West
Open House on Saturday April 18th & Sunday April 19th from 2:00 - 4:00 PM. Call Mike at 604-763-3136 to Confirm an Open House or to Schedule a Private Showing. NEW PRICE! Welcome home to panoramic 40th floor W... View Listing Details
2208-550 Taylor Street | The Taylor | Gastown | Downtown Vancouver | Vancouver West
This property is SOLD! For details call Mike 604-763-3136. Welcome home to an eastern exposure open plan 2 Bedroom + Den with unobstructed, sweeping VIEWS from Burrard Inlet and ... View Listing Details
712-445 West 2nd Avenue | Maynards Block | False Creek | Vancouver West
This property is SOLD! For details call Mike 604-763-3136. Welcome home to this spacious and bright Western exposure View studio with Parking & Locker at the Maynards Block in SE False C... View Listing Details
102-38003 Second Ave | Squamish Pointe | Squamish | Howe Sound
This property was SOLD on October 25th, 2014 for $195K. For details, call Mike at 604-763-3136. PRICED BELOW ASSESSED VALUE at the SQUAMISH POINTE conveniently located Downtown, walking distance to shoppi... View Listing Details
- 1033 Marinaside Crescent Condo
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Tag Archives: New Mortgage Rules
July 2012 Canadian Mortgage Rules! 25 Year Amortizations for Insured Mortgages Only & CMHC Insurance for Homes over a Million Gone!
New Canadian Mortgage Rules Come Into Effect July 9 2012
This move continues the theme of the 2011 mortgage rule changes were the Federal Government does a focused cooling of the housing market without resorting to raising interest rates which would have a negative impact on the overall economy.
What are the Changes in Canada’s Mortgage Rules?
The four major changes effective July 9, 2012 are as follows: Continue reading
From April 18, 2011 The Government of Canada Will No Longer Guarantee Home Equity Lines of Credit (HELOC)
In January 2011, Canada’s Department of Finance announced a series of changes to mortgage and property financing rules. These new mortgage rule changes are intended to cool Canada’s real estate market and slow Canadians per capita debt growth in the short term and support the long term stability of the Canadian property market.
Jessi Johnson a Mortgage Broker in Vancouver was kind enough to come and explain the changes.
In part 1 of 3 we talked about how the Department of Finance rule changes are shortening the amortization for high ratio mortgages. In part 2 of 3, we discussed how under the new mortgage rules it will only be possible to pull out 80% loan to value when refinancing a property in Canada from March 18, 2011.
Today we are talking how the Government of Canada will no longer insure or guarantee Home Equity Lines of Credit offered by Canadian Banks and lending institutions from April 18, 2011.
What is a Home Equity Line of Credit? Continue reading
New 2011 Mortgage Rules and Real Estate in Vancouver with Mike Stewart & Jessi Johnson Part 1 of 3 Amortization!
The New 2011 Department of Finance Mortgage Rule Changes and Real Estate in Vancouver
Canada’s Department of Finance, which oversees and regulates Canada’s mortgage market which has a huge impact on Real Estate in Vancouver has enacted a new series of measures to cool the property market across Canada. The changes announced on January 17, 2011 are designed to allow the government to cool the Real Estate Market without affecting the overall economy by raising the Bank of Canada’s Prime Rate.
Call in the Expert!
As I am Realtor and not a Mortgage Broker, so I called in the expert to answer my questions on the new rules. Jessi Johnson, a Vancouver Mortgage Broker was kind enough to meet with me and explain the changes in detail.
Since there was sooo much detail, we broke up the discussion on the New 2011 Department of Finance Mortgage Rules and its effects on Vancouver Real Estate into a three part series. In part one of the series we are going to talk about the changes to maximum amortization.
Shortened Amortization for High Ratio Mortgages? Continue reading