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Tag Archives: vancouver real estate
New 2011 Mortgage Rules and Real Estate in Vancouver with Mike Stewart & Jessi Johnson Part 1 of 3 Amortization!
The New 2011 Department of Finance Mortgage Rule Changes and Real Estate in Vancouver
Canada’s Department of Finance, which oversees and regulates Canada’s mortgage market which has a huge impact on Real Estate in Vancouver has enacted a new series of measures to cool the property market across Canada. The changes announced on January 17, 2011 are designed to allow the government to cool the Real Estate Market without affecting the overall economy by raising the Bank of Canada’s Prime Rate.
Call in the Expert!
As I am Realtor and not a Mortgage Broker, so I called in the expert to answer my questions on the new rules. Jessi Johnson, a Vancouver Mortgage Broker was kind enough to meet with me and explain the changes in detail.
Since there was sooo much detail, we broke up the discussion on the New 2011 Department of Finance Mortgage Rules and its effects on Vancouver Real Estate into a three part series. In part one of the series we are going to talk about the changes to maximum amortization.
Shortened Amortization for High Ratio Mortgages? Continue reading
Posted in: For Buyers, For Sellers, Vancouver Real Estate and Mortgage Financing
Tags: 2011 Mortgage Changes, Amortization, CMHC Mortgage Insurance, Department of Finance, First Time Home Buyers and Mortgages, Jessi Johnson, March 18 2011 Mortgage Changes in Canada, mike stewart, Mortgage Broker, New Canada Mortgage Changes, New Mortgage Rules, Real Estate in Vancouver and Mortgages, Shortened Amortization, vancouver real estate, Vancouver Real Estate Market Cooling, vancouver realtor
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Vancouver Real Estate Indoor Air Quality Testing and Volatile Organic Compounds with ABM Environmental
Indoor Air Quality Testing and Vancouver Real Estate?
Is there are link between Indoor Air Quality and Vancouver Real Estate you ask? YES!
The air inside a home (Both condos and houses) can have many things in it and and some of that stuff may not be all that good for us. In a previous post we talked about how mould in a home can cause health issues, today we’re going to talk to Brian Mackenzie of ABM Environmental about Volatile Organic Compounds.
The Not So Sweet Smell of New Stuff Volatile Organic Compounds! Continue reading
Vancouver Real Estate Buyers Safety: Hold Backs in the Contract of Purchase and Sale
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Hold Backs in Vancouver Real Estate
Far too often Sellers in Vancouver agree to do things that they don’t end up doing. In a Vancouver Real Estate transaction this could result in a Buyer being responsible for thousands of dollars in repairs or future payments if a Seller does not do what they agree to do.
A Hold Back is a very good way to ensure that what a Seller agrees to in an Accepted Offer actually gets done.
What is a Hold Back? Continue reading
Posted in: Contract of Purchase and Sale | BC Real Estate Offers Explained!, For Buyers
Tags: Buyer Hold Back, Contract of Purchase and Sale, Hold Backs, Hold-Back, Holdback, Real Estate Clause, Real Estate Negotiating Techniques, Seller Hold Back Clause, vancouver real estate, Vancouver Real Estate Hold Back
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Vancouver Real Estate in Time Lapse HD Video by Dan & David Newcomb
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Check out this gorgeous HD Time Lapse Video of Vancouver by Dan and David Newcomb who did the great “Vancouver City” HD Time Lapse Video with music by Linda Ganzini. It takes my breath away how beautiful our fine city is!
Enjoy and please share your thoughts!