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Tag Archives: vancouver realtor
Working with a REALTOR Brochure in British Columbia
Working with a REALTOR Brochure in British Columbia
If you’ve bought or sold real estate in Vancouver, you have probably signed a “Working with a REALTOR” brochure. If you are a first-time homebuyer, this brochure should be addressed by your REALTOR in the early stages of your working relationship.
The “Working with a REALTOR” brochure explains the agency relationship between you (the principal) and your REALTOR and the collection, use, and disclosure of your personal information.
A common misconception is that by signing this document people are committed to work with the same Continue reading
Posted in: Taxes on Real Estate in Vancouver
Tags: agency disclosure, agency relationship, british columbia real estate, contract of purchase and sale bc, dual agency, first time condo buyer, first time condo buyer advice, first time homebuyers, limited dual agency, no agency, real estate advice, real estate forms, vancouver real estate, vancouver real estate contracts, vancouver realtor, working with a realtor, working with a realtor brochure
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2011 Mortgage Rule Changes | Real Estate in Vancouver 3 of 3 Home Equity Lines of Credit HELOCS
From April 18, 2011 The Government of Canada Will No Longer Guarantee Home Equity Lines of Credit (HELOC)
In January 2011, Canada’s Department of Finance announced a series of changes to mortgage and property financing rules. These new mortgage rule changes are intended to cool Canada’s real estate market and slow Canadians per capita debt growth in the short term and support the long term stability of the Canadian property market.
Jessi Johnson a Mortgage Broker in Vancouver was kind enough to come and explain the changes.
In part 1 of 3 we talked about how the Department of Finance rule changes are shortening the amortization for high ratio mortgages. In part 2 of 3, we discussed how under the new mortgage rules it will only be possible to pull out 80% loan to value when refinancing a property in Canada from March 18, 2011.
Today we are talking how the Government of Canada will no longer insure or guarantee Home Equity Lines of Credit offered by Canadian Banks and lending institutions from April 18, 2011.
What is a Home Equity Line of Credit? Continue reading
Posted in: For Buyers, For Sellers, Vancouver Real Estate and Mortgage Financing
Tags: 2011 Canadian HELOC Changes, 2011 HELOC Changes, 2011 Mortgage Changes, April 18 2011 HELOC Rule Changes, Effect of Mortgage Rules on Real Estate Market, HELOC, Home Equity Line of Credit, Jessi Johnson, March 18 Mortgage Changes, Mortgage Broker, Mortgage Changes 2011 Canada, Mortgage Changes March 2011, New Mortgage Rules, Refinancing, vancouver real estate, vancouver realtor
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Sixteen East Townhouse Condo Presale in Vancouver’s Mount Pleasant
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Sixteen (16) East a New Townhouse Presale Residential Condo Development in Vancouver’s Mount Pleasant
Sixteen East is anew Townhome development by Epix located at the north east corner of East 16th Avenue and Prince Edward Street in Vancouver’s Mount Pleasant district. This Vancouver presale condo development will have 17 units and Continue reading
Posted in: For Buyers, Mount Pleasant Pre Sale Condos, Vancouver Condo Pre-Sales
Tags: 16 East, 16 East Presale, 16 East Townhouses, Epix Developments, Mount Pleasant Presale, Mount Pleasant Townhouse, Presale Townhomes, Sixteen East Floor Plans, Sixteen East Presale, Sixteen East Townhomes, Sixteen East Townhouses, Vancouver BC Presales, Vancouver Condo Presales, Vancouver Presale, vancouver real estate, vancouver realtor
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New 2011 Mortgage Rules and Real Estate in Vancouver with Mike Stewart & Jessi Johnson Part 1 of 3 Amortization!
The New 2011 Department of Finance Mortgage Rule Changes and Real Estate in Vancouver
Canada’s Department of Finance, which oversees and regulates Canada’s mortgage market which has a huge impact on Real Estate in Vancouver has enacted a new series of measures to cool the property market across Canada. The changes announced on January 17, 2011 are designed to allow the government to cool the Real Estate Market without affecting the overall economy by raising the Bank of Canada’s Prime Rate.
Call in the Expert!
As I am Realtor and not a Mortgage Broker, so I called in the expert to answer my questions on the new rules. Jessi Johnson, a Vancouver Mortgage Broker was kind enough to meet with me and explain the changes in detail.
Since there was sooo much detail, we broke up the discussion on the New 2011 Department of Finance Mortgage Rules and its effects on Vancouver Real Estate into a three part series. In part one of the series we are going to talk about the changes to maximum amortization.
Shortened Amortization for High Ratio Mortgages? Continue reading
Posted in: For Buyers, For Sellers, Vancouver Real Estate and Mortgage Financing
Tags: 2011 Mortgage Changes, Amortization, CMHC Mortgage Insurance, Department of Finance, First Time Home Buyers and Mortgages, Jessi Johnson, March 18 2011 Mortgage Changes in Canada, mike stewart, Mortgage Broker, New Canada Mortgage Changes, New Mortgage Rules, Real Estate in Vancouver and Mortgages, Shortened Amortization, vancouver real estate, Vancouver Real Estate Market Cooling, vancouver realtor
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First Time Home Buyers Guide Vancouver – Episode 3 How to Hire a Realtor!
Hiring a First Time Home Buyer Specialist in Vancouver
In Episode 2 of the Vancouver First Time Home Buyers Guide we talked about how to figure out where to buy. Once you have decided on neighbourhood, it’s time to select a Realtor.
How Much Will it Cost Me to Hire a Buyers Agent?
Nothing!? Yes, 9 times out of 10, a Buyers Agent is paid a finders fee by the Sellers Agent if the Buyer that is working with the Buyers Agent purchases the Sellers Agents listed property!
Furthermore, the Buyers Agent you hire is REQUIRED to disclose to you the Buyer in writing the amount they are getting paid by the Sellers Agent. To learn more, check out this great video on Buyers Agent Remuneration Disclosure
Looking for a Vancouver Buyers Agent? We Can Help!
My team of First Time Home Buyer specialists are focused on all neighbourhoods in the City of Vancouver and are available to help you with your search for your First Home in Vancouver. Call 604-763-3136 or Email me to set a time to discuss your needs.
Interview Time! Continue reading
Posted in: First Time Home Buyers Advice for Vancouver, For Buyers
Tags: Advice for First Time Home Buyers Vancouver, bc, canada, Choosing a Good Buyers Agent, First Time Home Buyer Specialist, First Time Home Buyers Advice, How Much Will it Cost Me to Hire a Buyers Agent, How to Choose a Real Estate Agent, How to Choose a Realtor. First Time Home Buyer Guide Vancouver, How to find a Real Estate Agent in Vancouver, How to Interview a Realtor, Looking for a Vancouver Buyers Agent, vancouver, vancouver realtor
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